Import your statement once. Every day, Apple Intelligence reads your money and writes you a private summary — on your device, never in the cloud. Requires a device that supports Apple Intelligence (iPhone 15 Pro, iPhone 16 or newer, M-series iPad, or Apple Silicon Mac).
On iPad, Vaulto opens up. Your balance, accounts, and recent activity sit beside your week ahead and Apple Intelligence insights — the whole picture of your money in a single, two-pane view.
Most finance apps connect to your bank on a server somewhere. Vaulto works differently. Your CSV is read directly into memory on your iPhone, parsed, encrypted, and stored locally. The original file is never saved. Your encrypted data syncs across your Apple devices through your own iCloud account, never through a Vaulto server.
Your statement is read into memory, parsed instantly, then discarded. It is never written to your device's storage as a file.
Every transaction is encrypted using Apple's CryptoKit before being saved. The key is stored in your device's Keychain, protected by your device passcode and Face ID.
Your encrypted data syncs privately across your iPhone, iPad, and Mac through your own iCloud account, using Apple's encryption. No Vaulto server. No third party. Never us.
Vaulto runs entirely on Apple Intelligence — the model already built into your iPhone, iPad, and Mac. Nothing to download. No third-party weights. The model is part of your device, audited by Apple, and runs fully offline.
Vaulto has no server, no backend, and no user accounts. Your encrypted data lives only in your own iCloud account. There's nothing stored on a Vaulto server, and nothing on our end to breach.
No logins. No bank connection. Just export and share.
Tap your account in the Revolut app. Look for the download or statements icon. It's usually in the top right of your account screen.
Select the date range you want. We recommend at least 3 months for better AI insights. Choose Excel (CSV) format, not PDF.
Tap the share icon and scroll through the apps until you see Vaulto. Tap it. Your statement goes directly from Revolut to Vaulto. Nothing is saved to Files or your camera roll.
That's it. Vaulto reads your transactions, encrypts them, and Apple Intelligence writes you a plain-language summary of your money — spending, trends, and anything unusual — refreshed each day.
Apps that connect directly to your bank require a server to handle the authentication and receive data. That server sees your transactions. Vaulto skips the server entirely. You export the file yourself and share it directly. There is no middleman and no ongoing bank connection to maintain or secure.
The intelligence that writes your summary is built directly into your device — Apple Intelligence. There is nothing to download and no extra storage used, and your financial data never reaches a server. Vaulto requires a device that supports Apple Intelligence: iPhone 15 Pro, iPhone 16 or newer, an M-series iPad, or an Apple Silicon Mac.
Vaulto is purpose-built for Revolut users because Revolut's CSV export is the most complete and consistent of any bank we have tested. Every transaction includes the type, original currency, running balance, and fees, giving Apple Intelligence the richest possible context to summarise your money accurately.
bunq support is in progress. Beyond that, Vaulto will not add banks that only export PDFs. Inconsistent formatting, missing fields, and varying password protection make PDF parsing unreliable by design. Only banks with a proper CSV export will be supported.
Whether you use Revolut, another bank, or no bank at all.
Export your Revolut statement as a CSV and share it directly to Vaulto. Your full transaction history is encrypted and ready to query in under a minute.
Prefer to add only what matters? Log transactions by hand and keep full control over what Vaulto sees. Works alongside CSV import or entirely on its own.
Don't use Revolut? You can still use Vaulto. Add your accounts and transactions manually. The AI works the same way regardless of where your money lives.
Vaulto deliberately has no bank connection plugins. Connecting directly to a bank requires routing your credentials through a third-party service outside your control. We believe your banking relationship should stay strictly between you and your bank.
A daily summary and the things worth knowing — written for you, on your device. No dashboards to configure.
Each day, Apple Intelligence reads your money and writes a short, plain-language briefing: where you stand, what changed, and what's worth watching.
Specific, costed nudges drawn from your own data — a subscription that crept up, a spending spike, an upcoming bill — never generic advice.
See exactly where your money goes — groceries, transport, subscriptions — with exact amounts, laid out at a glance.
How this month compares to last — the biggest movers and trends, pulled straight from your statement and explained in a sentence.
Vaulto flags anything out of the ordinary — charges you don't recognise, duplicate payments, or unusually large expenses.
Look through your history the way you'd say it — "dinners over €30 in May" — and Apple Intelligence turns it into the right filter.
AI insights are based only on your imported data. Vaulto never provides financial advice.
No account. No server. No subscription. Pay €12.99 once and Vaulto is yours forever, on every device you own.
Requires a device that supports Apple Intelligence, on iOS 26, iPadOS 26, or macOS 26 or later.