Vaulto isn't a startup. There's no team, no investors, no growth team. Just one iOS developer who wanted a private way to understand his own spending, and built it.
Most "finance AI" apps want you to upload your statements to their servers. Vaulto doesn't. Every transaction stays on your iPhone. The AI runs locally. Nothing leaves the device. Ever.
It's the app I wanted for myself. If it's the app you wanted too, that's a nice bonus.
Vaulto is built with Swift, SwiftUI, and Apple Intelligence. Pair-programmed with AI.